Our First-Time Buyer Program

Our First-Time Buyer Program is designed to support customers who are purchasing their first vehicle and may have limited credit history. We're committed to making new car ownership more accessible, delivering a first-class finance experience, and helping ensure you’re set up for success in your ownership journey.

Customer Eligibility

• No prior auto credit on bureau
• No major derogatory credit (e.g., bankruptcy, charge-offs, repossession)
• Verifiable income that can cover both the vehicle payment and any outstanding debts
• Applicants who meet the program criteria will still undergo a credit evaluation to determine final approval

Vehicle Eligibility

• New Stellantis vehicles, including Chrysler, Dodge, Jeep, and RAM models
• Stellantis Certified Pre-Owned (CPO) vehicles, including Chrysler, Dodge, Jeep, and RAM models
• Vehicle must be purchased for personal use only

Required Documents

• Proof of income (e.g., paystub or bank statement)
• Proof of Employment (e.g., phone verification with employer, verification via The Work Number)
• Proof of residence (e.g., utility bill or lease agreement)