Homeowners Insurance

  You worked so hard to purchase that dream home the next step is to protect that home.  Here at Castilone Farmers Insurance we can help you select the home insurance you want.
  Farmers offers three straight forward, customizable packages to choose from.  Which ever package you choose, you will receive additional features to reward you for being a valued customer.
Our three customizable packages are:
  •     Premier-  Our premium coverage package provides the highest limits on personal property and includes Guaranteed Replacement cost coverage for your home.
  •     Enhanced- For great coverage at a great value, this package offers extended limits and pays the cost to replace your roof or contents without depreciation, so you can feel confident you'll be able to replace your items with brand new ones.
  •     Standard-  Our most affordable home coverage package includes coverage levels that can be customized to provide additional protection for things that matter the most to you.
  No matter the coverage package you choose you will receive valuable features that reward you for being a Farmers customer such as:
  •   Declining deductibles- earn $50 toward your deductible each year.
  •   Claim free discount - receive a 10% discount if you've been claim free with Farmers ( or with your previous company) for 3 consecutive years.
Manufactured Home
  The Manufactured Home policy provides the coverage you want and we offer policies to cover just about every type of manufactured home:
  •   Single and Multi section homes
  •   Older and newer homes  
  •   Home in communities, parks and on private property
  •   Seasonal and year-round homes
  •   Rental and tenant
  The Manufactured home policy provides Comprehensive (open peril) coverage that protects your investment in the home, personal property and other structures against accidental caused of physical damage loss unless a peril is listed as excluded in the policy.
  We have additional features included in your policy:
  •      Golf cart coverage for physical damage and liability
  •      Earth movement other than earthquake and volcano
  •      Debris removal u to 5% of Coverage A amount of insurance or $5000, whichever is higher
  •      Emergency repair after a loss
  •      Fire Department service, except where prohibited by law
  •      Agreed loss payment method- In the event of a total loss, amount of insurance for the dwelling less    any applicable deductible.
  •      Trees, shrubs, plants and lawns
  •      Credit card and check forgery
  •      Food spoilage including mechanical breakdown
Renters Insurance
  You may not own the home you live in but the things that are in that home are yours.  Renters insurance provides coverage for your belongings and liability with in a rental property.  Renters insurance applies to renting or subletting a single-family home, apartment, duplex, condo, studio, loft or town home.
  Your landlord  covers his building on his insurance but does not provide coverage to your personal belongings.  Its important to protect the things that you have worked so hard to get.
  As you can see no matter what your living preferences are we have a policy that can cover your needs.  With any policy you choose there are several discounts that will apply such as:
  • Discounts for customers 50 years of age or older
  • Discount for homes with central fire and burglar alarm systems
  • Multipolicy discounts ( the more policies you have with Farmers Insurance the more you save).
  We have flexible payment plans to make your payments more manageable.
As you can see no matter what your situation,  we have you covered.  For more information call us here at Castilone Farmers Insurance Agency at 585-815-0065 or click above to get a quote. started.


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